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With more than 100 years of banking experience under our belts, we’ve learned that no two people have the same mortgage lending needs. Our lenders go beyond the traditional mortgage into FHA, VA, USDA, Construction, Home Equity, Land, and Manufactured Home loans to name a few.

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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: https://www.fdic.gov/deposit.

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CLUB HISTORY

In 1958, ten yachtsmen put up $100 each and founded the Bahia Yacht Club, based in minimal leased facilities on the grounds of the Balboa Bay Club. Bahia means “bay,” and was also the name of the boat belonging to the first commodore, Don Bussey. The initials BYC were the same as an already established club in the harbor, so the word Corinthian was added to avoid duplication of initials. The original burgee, which was the Balboa Bay Club burgee in reverse, was abandoned for the present one when the club was accepted as a member of Southern California Yachting Association in 1959.

In the early years, the club consisted mainly of a very active small-boat racing fleet and an enthusiastic group of cruising boats – power and sail. Most BCYC regattas concentrated on small boats until the idea of racing 10-meter boats on a boat-for-boat basis was advanced. Although class racing is commonplace now, it was a daring concept in 1963.

When Pat Dougan entered Columbia in the 1964 America’s Cup Trials with Walter Podolak and a crew mainly from BCYC, the club became known world-wide. This was the first time in the history of this race that the West Coast had been able to produce a challenger!

BCYC negotiated a new lease giving members full use of BBC facilities, but the expanding membership wanted a new identity. Orange Coast Yacht Club was invited to participate in a merger to finance and construct a new facility.

OCYC was founded in 1964 with a nucleus of 35 yachtsmen and their families and the express purpose of seeking out and acquiring a waterfront site upon which to build a new clubhouse and yachting facility. With the entire membership dedicated to this purpose, the organization was quickly formed under the leadership of Commodore Larry Miller. By-laws were established, a name and burgee selected and SCYA membership achieved.

In 1968, when the opportunity to merge arose, the membership of OCYC voted overwhelmingly to combine its efforts for site acquisition with that of BCYC in order to take advantage of an excellent site on Bayside Drive to develop of a yacht club facility. The newly merged club, now double in size, negotiated a lease with the Irvine Company and moved into the location previously occupied by Richardson Yacht Anchorage.

During construction of the present clubhouse, operations were moved to a nearby restaurant that had been abandoned. The new clubhouse, dedicated in 1971, has been put to full use ever since.

In 1993, an opportunity to purchase the land and marina from the Irvine Company presented itself, and the membership voted to do so. Following months of protracted negotiations, the deal was consummated in 1994. The ever-expanding BCYC membership can be justly proud of its facilities and members who carry the burgee, while racing and cruising, to distant parts of the world.

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Nestled along the iconic shores of Newport Beach’s Balboa Peninsula, the Balboa Yacht Club stands as a distinguished and cherished institution within Southern California’s yachting community. With a legacy steeped in maritime tradition and a backdrop of serene waters and stunning coastline, the club radiates a sense of history, camaraderie, and maritime excellence.

The Balboa Yacht Club’s architectural charm effortlessly blends the elegance of a bygone era with modern design elements, creating an inviting and captivating atmosphere. The clubhouse, adorned with maritime artifacts and memorabilia, pays homage to the club’s rich heritage, while its large windows offer panoramic views of the vibrant harbor, where sailboats and yachts sway in harmony with the tides.

Renowned as a hub for sailors, boating aficionados, and those who appreciate the maritime lifestyle, the Balboa Yacht Club fosters a tight-knit sense of community. Membership grants access to an array of sailing resources, social gatherings, educational workshops, and competitive events. From spirited regattas that challenge sailors’ expertise to laid-back gatherings that celebrate the joy of being on the water, the club’s diverse calendar caters to a spectrum of passions.

The club’s marina facilities are tailored to accommodate an array of vessels, from sleek racing sailboats to luxurious cruisers. State-of-the-art docking facilities, maintenance services, and knowledgeable staff contribute to creating a seamless yachting experience for members.

As a beacon of maritime heritage and coastal culture, the Balboa Yacht Club holds a special place in the hearts of Newport Beach’s residents and visitors alike. Embracing seasoned mariners and newcomers to the sea, the club embodies a sense of unity, respect for the ocean, and an unwavering appreciation for the beauty of Balboa Peninsula’s coastal environment. It stands as a testament to the enduring allure of the maritime world and the enduring bonds formed through a shared passion for sailing and the sea.